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 By Dan Dorval | January 20, 2021

On my way to work today, I heard a radio ad where a well-known media figure was promoting a 30-minute webinar where you can learn everything you need to know about the new administration and what you should be doing right now with your investments! Find out how markets have performed under different presidential administrations over the last 48 years. Apparently reviewing what happened under President Reagan is now a predictor of what will happen under President Biden? Of course, this same media personality was promoting a different webinar back in October talking about how to change your investment strategy as a result of the election…like your strategy should be in a constant state of flux based on things completely outside your control. Really!?

 Keagan Kinsella | January 1, 2021

Happy 2021! A new year, and a new newsletter is coming your way… I hope you all had a great Christmas and New Years. A few newsletters ago I talked about my favorite Amazon purchase of quarantine, but I now have a new winner! Since the gyms shut down for another span of time, I splurged and treated myself to a mini treadmill! It makes me so happy to be able to walk and jog from the comfort of my spare bedroom (walking outside in the dark, cold evenings was becoming less and less enjoyable!)! So, it was a big quality of life enhancement. Anyway, welcome to the January newsletter, today we are talking about:

• Question of the month: “Shouldn’t I be buying stocks?”
• The power of paying off debt: An inspiring story of tackling student loans!
• Quiz time! Test to see if you are part of the 16% of “financially literate” Americans

 Keagan Kinsella | December 1, 2020

Happy December! The last month of 2020 is upon us… and with that comes the last newsletter of the year! Here’s a preview of what we’ll be talking about today:

• Question of the month: Budgeting for Christmas and Black Friday? The perfect way to budget for auto repairs, life events, birthdays, weddings, and vacations
• Tis the season…for Open Enrollment! Five things to know about private health insurance coverage
• Survey says- “I’d rather jump from a plane than do this!” Taking the intimidation factor out of retirement planning…

 Keagan Kinsella | November 2, 2020

Oh, November. With the snow we’ve had the last couple weeks, it has felt more like January! As the snow melts, it’s time for another newsletter, just in time for two big days—Halloween & Election day. In perfect combination for those two days, I stumbled upon a great story that blended two wonderful topics together…Candy and taxes! Let’s kick it off here:

Keagan Kinsella | October 1, 2020

October is here….wow, can you believe it has been 6 months since I started this newsletter during the beginning of quarantine? COVID has changed our lives in so many ways! From a personal finance perspective, you may find it interesting to find that the coronavirus crisis has sparked more than just toilet paper hoarding—it also affected money hoarding! That’s right, in April, the US Bureau of Economic Analysis said the personal savings rate jumped up to 33%. This is a historic high! Did you find yourself being more of a saver during these times of uncertainty? Or are you one of those who got the most bang from every buck of their Amazon Prime membership?

Today we’re covering the following topics:

• Question of the month: More interest please?!
• Trendy TESLA and an Econ 101 moment, talking “Veblen Goods”
• Refinancing in 350 words. How…and why now?

  By Keagan Kinsella | September 1, 2020

Welcome back to this month’s newsletter, and welcome to September! Here’s a preview of what’s in the lineup for today!

• Question of the week: A joint IRA? Is that “a thing?”
• COVID continues student loan payment deferral
• Update: Little Green Machine… was it worth the splurge?
• Back to school meal prep idea—healthy, simple, Mexican rice dish

 August 24, 2020 | Keagan Kinsella

The other day, I was reading a list of a client’s employer benefits. I saw the usual: health insurance, HSA, life/accidental death, PTO, and then 401K match with “true-up.” I know a lot of financial lingo, but this one stumped me, as I had never heard of “true-up” before! I went to go research it, and soon realized it is an important tidbit of knowledge to share in case it is an unfamiliar term to you as well.

 By Keagan Kinsella | August 3, 2020

Welcome back to this month’s newsletter, and happy August! Here’s a preview of what we’re going to talk about today!

• Tik Tok made me do what??…Vacuum cleaner edition!
• Question of the week: Don’t I make my account more aggressive as I get closer to retirement because I will need to actually have more money to use sooner?
• All about this nationwide coin shortage
• A simple & healthy summer dessert recipe

By Keagan Kinsella | July 2020

Welcome back to this month’s newsletter, and happy Fourth of July! Here’s a preview of what we’re going to talk about today! 

• It’s wedding season!: Want to hear about a unique and financially-fun gift for brides and grooms this year?
• Question of the week: Will keeping my student loans around longer improve my credit score, or will paying them off ding it?
• Saving money tip: A different kind of online shopping… Face to Face-book! Have you experienced the magic of Marketplace?
• Quality of life after quarantine: Gyms open once again! What have you been missing? 

By Kate Chapman | June 17, 2020

I introduced my kids to puzzles at a young age, they would lay on our kitchen floor and put them together, for hours.  It was exciting to watch them use their cognitive skills, as well as their emotional skills. They learned patience, and would enjoy the reward of a completed picture at the end!

It’s one of those things that I look forward to doing, similar to reading a good book. Do you ever get so curious about the ending of a book, you skip the last couple chapters? A puzzle is different in the fact, that you know what it’s going to look like, it’s the journey of puzzling that intrigues me.